McCarrey and I have been working and trying to get our paperwork in for another adoption....here is where it all lies...
We have about $13,000 of "reimbursements" from various sources, my work will give me a certain amount towards adoption and so will McCarrey's...etc. That is an AMAZING- HUGE blessing! Adoption is crazy expensive and definitely the money aspect is the hardest obstacle when it comes to actually going for it. The downfall is that it is a reimbursement and we can only get that money 6 months after a child is placed with us. At this point in time- a typical adoption is going to run us about $20,000.00 give or take a few grand. We will have to pay for legal, and the birthmothers medical expenses. Now- while I would love to say that we just have an extra 20K lying around the house, or even that we had oodles of change hiding in the couch cushions that would be great! But...we just don't. Providing for a child-you bet!....education, clothing, food, vacations- no prob...but 20K in cash right this second...Nope. The crap thing- is that the economy sucks bigtime at the moment and we are nervous about taking out a loan for 20 grand. Even though the reimbursements would come within 6 months and the loan could be paid off in less than a year...we would still have to float the payments on a HUGE loan. At this point in time we would be looking at about $400.00 a month. Ouch! That is pretty rough to just come up with... especially because we would be buying gallons of formula and mountains of diapers at the same time. AAHH! It is a definite frustration to me. Why does adoption have to be so expensive anyway?! Why can't there just be some amazing non-profit organization that just wants to see the children placed with a loving family- and not get rich off the deal? Well- anyhow- just venting a little bit. We will be ok- and if there is one thing I know for sure...when it is right- God will just make it happen. When we got Kennedy we had about $500 in our account. We got the phonecall that day- and I kid you not- in 24 hours we had over $15,000 in our account and we were able to get her with out any trouble. So- we are going to forge ahead- and just trust that when the timing is right...it will happen. We just have to keep working hard and saving our pennies. For all of the chaos and frustration that comes with the adoption process- the amazing experiences far outweigh them. I will try and keep everyone up to date on how the whole "process" is going. Next comes the paperwork and the homestudies...and then the waiting game! Exciting!
4 comments:
Okay, here is the promised comment. IF YOU DAUGHTER DOESN'T START TALKING TO ME I'M GONNA KICK HER BUTT! As for nicer things, I'm sure everything will work out and you'll be able to get another little angel that wants nothing to do with me!
Hang in there! We love you!
The whole adoption process is sooo complicated! I don't even know how you are expected to come up with 20K! But, like you said, with the Lord's help anything and everything is possible. We'll be praying for you guys -- we want another neice/nephew! And, Shannon, when we are both independantly wealthy, you and me will open a non-profit adoption agency that will place children in good homes with no fees whatsoever. Let's do it.
That's so hard! We took out a second mortgage with Sisi (almost paid off, but we are still paying it :) We want to adopt again, but only if we have the money already in the bank (it sounds like we're in the same boat). That is the hard part! Sometimes it seems so unfair. I am so sorry, but I know that the Lord will work out a way. Which agency were you looking at? (Who did you go through for your daughter?)
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